The worlds' smallest violin
I have been spending a lot of my time thinking about my finances for the next 5 years. My dad is getting very close to retiring and I have been trying to help him plan his finances by building some complex Excel spreadsheets. They seem to work pretty well. I have also been looking at how I will accomplish my goals for the next 5 years. The truck had a problem again today (something with the electrical system), so buying car is definitely on my mind. I am still going to try and hold off for another year.
In the next 5 years I am planning on paying off all of our credit cards, buying a car, having kids, buying a house (probably in that order). It seems so impossible to buy a house these days. I am planning on talking to someone at the Credit Union on Friday about what we should be doing now to prepare ourselves. I am hoping there are special things we can do since Vanessa is a teacher and we will be first-time buyers.
It’s amazing that my parents bought their 1st house when they were around 25. I am almost 30 and still have several years of savings to go. I’m just hoping to buy a condo in a nice neighborhood. If the cost of houses continues to go up we may not even be able to do that. Crazy.
In the next 5 years I am planning on paying off all of our credit cards, buying a car, having kids, buying a house (probably in that order). It seems so impossible to buy a house these days. I am planning on talking to someone at the Credit Union on Friday about what we should be doing now to prepare ourselves. I am hoping there are special things we can do since Vanessa is a teacher and we will be first-time buyers.
It’s amazing that my parents bought their 1st house when they were around 25. I am almost 30 and still have several years of savings to go. I’m just hoping to buy a condo in a nice neighborhood. If the cost of houses continues to go up we may not even be able to do that. Crazy.
posted by Page at
11:49 AM
5 Comments:
You could buy a house in LA for cheap, but you'll be surrounded by blacks and Mexicans. Who wants that? They'll always be stealing your food and breaking into your car. All just to buy crack and fried chicken.
So keep saving. and pray you never have to live near people who make an hourly wage for a living (if you can call it that).
By
Anonymous, At
3:45 PM
TO "American History X" THERE WHO ADDED THE COMMENT:
wow, thanks "a**hole" for the lesson in socioeconomics in the new century.
And for a minute there I thought we had gotten passed the Segregation period in our history.
Atleast next time you want to voice your "freedom of speech" list your name and not anonymous you coward.
EYE IN THE SKY says:
From Above: I see your trailer being surrounded pretty soon by all of us "taxpayers."
Page: get rid of trash comments like that; for your fans.
By
Anonymous, At
5:24 PM
Segregation is a huge part of American society, today, yesterday, and tomorrow. The only difference, it's not so overt. It takes place in the form of economics, white flight (google that term for an education in inner city population for a post World War era), and good stuff like that.
I didn’t mean to offend EITS or anyone else, I was just making a statement that there is plenty of housing available in Los Angeles, but some consider it undesirable due to the surrounding social and economic status and location.
Look around at where you live, how long it takes to drive to and from work. Why do you live so far, or close? Is it because you feel safer? But why do you feel safe, because people who look like you surround you?
By
Anonymous, At
6:01 PM
Good luck Page. I was looking for a house for awhile but stopped. Your anonymous poster has a point - you CAN find a house in Los Angeles (the city, not the burbs) in the $300k range, but it's going to be a 1-2 bedroom, 50-year old fixer-upper in a higher-crime area that looks depressing. Whereas you can buy a mansion in, say, Kansas for the same amount. Which do you want?
By
Anonymous, At
8:55 PM
Controversy! I think (hope) the first anonymous posting had a bit of sarcasm to it, but also a bit of truth. I think we are all intelligent enough to know that there are stereotypes out there, but the majority of “Blacks and Mexicans” are good people.
Stereotypes exist, right or wrong, because there is some truth to them. I work in Los Angeles just off of Slauson Ave. I feel safe at work, but the three guards in the parking lot add to that feeling of safety. It not so much a race thing as it is an economic thing. I am somewhat cautious in this neighborhood during the day and very cautious when I am in this area at night.
On the other hand, I have neighbors that are a multitude of backgrounds and races. I don’t give it a second thought when I see them or stop to talk to them. I feel safe in my neighborhood and that is a huge part of why I live there and commute everyday. To me, purchasing a house in a “bad area” is not worth it. I would rather save for another 5 years to buy in a good area.
P.S. Although I prefer for people to give me some idea of who is leaving a comment, “Eye In The Sky” does not tell us who you are anymore than “Anonymous” does.
By
Page, At
7:41 AM
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